Got this from my SIL's blog and found it very helpful so I am sharing it with you.
Before committing to a purchase, give yourself this self-test to determine whether your purchase would be a wise decision.
1. Do I really need this?
2. Is the price reasonable?
3. Is this the best time of year to buy?
4. If this is a bargain, is it a current or suitable model?
5. If it's on sale, is the price a true sale?
6. Am I sure no less-expensive item can be substituted?
7. Am I sure there are no major disadvantages?
8. If excessive in price, will it truly satisfy an inner need?
9. Have I comparison-shopped for price and quality?
10. Have I allowed for this item in my spending plan?
11. Do I know the seller's reputation?
12. Does the seller offer any special services with this item?
Scoring: 9-11 yes answers: Consider buying the item. 6-8 yes answers: Think again. Fewer than 6: Forget it!
(Consumer Credit Counseling Service of Sacramento, California, www.cccssacto.org, "Library of Helpful Money Tips, Controlling Impulse Buying").
2 comments:
hello.. this is my first time being here.. care to link ex??
Hahahha... i pass the test. I just have to do budgeting all the time. Anyway good post and have a nice day ahead. Join me too today, see you there.
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